WNCRealEstate.com

Mortgages

Need some cash to pay for your new home?

Mortgage 101 is your complete mortgage resource. Get the latest rates, find out what you can afford with mortgage calculators, or if you're just getting started you can get basic mortgage information.

	Don't know what a balloon mortgage is? Find out!
	Payment calculator, APR calculator, and 14 more!
	Today's rates from reputable sources.

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About Dick & Pat

As a result of their experience, they have developed an extensive network of lenders, inspectors, appraisers, surveyors, attorneys, home repair services, etc. to ensure a smooth buying and selling experience. To contact Dick & Pat, click here.

Home Office	(828) 697-9240
Toll Free Answering Service	(877) 225-5159
Facsimile	(828) 697-9243
Email	homesearch@bellsouth.net
Web Site	wncrealestate.com

Tips to Save Money


	Shop around for the best mortgage rates.
	Select a lender and get pre-approved for a mortgage loan.
	Lock in a mortgage rate.
	Maximize the services of a Realtor and minimize the time you spend previewing homes.
	Have an agent prepare a Comparative Market Analysis for homes of interest.
	Remain flexible when negotiating offers.
	Use the same surveyor and title company previously used by the seller (if possible).
	Have a professional move manager coordinate your move and provide discount moving services.
	Request a Home Warranty from the seller to provide for unexpected costs after closing.